National Savings Scheme
Small saving scheme
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Post office savings account
Post Office Savings Account Post Office Savings Account Interest payable, Rates, Periodicity etc. Minimum Amount for opening of account and maximum balance that can be retained 4.0% per annum on individual / joint accounts Minimum INR 500/- for opening Salient features including Tax Rebate Account may be opened by (i) a single adult (ii) Joint Account (Maximum 2 adults) (iii) Minor above 10 years of age (iv) A guardian on behalf of a minor/Person of unsound mind Account can be opened by cash only Minimum balance to be maintained in an account is INR 500/- , if balance Rs. 500 not maintained, a maintenance fee of one hundred (100) rupees shall be deducted from the account on the last working day of each financial year and after deduction of the account maintenance fee, if the balance in the account becomes nil, the account shall stand automatically closed Cheque facility/ATM facility are available Cheque facility can be taken in an existing account also. Interest earned is Tax Free ...
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